Make an Enquiry

Finance Best Buys

Mortgage Best Buys

Below is a small selection of rates available through our relationship with Capital Private Finance. Every client's application is unique, we will work with you to find the right solution to suit your individual property finance needs.

 Enquire about Property Finance

EXCLUSIVE PRODUCT - 2.19%

2.19% Bank of England Base Rate (currently 0.5%) plus 1.69% until 31/10/2013 (with a 2.19% collar) then reverting to 3.39% until 31/10/2016

  • The overall cost for comparison is 4.8% APR or 5.0% (Offset)
  • Available up to 75% Loan to Value
  • Product fee of £1,995 (of which £95 is payable up front as a non-refundable booking fee) or double this for loans between £750,001 and £1.5m
  • Offset Option is available with an increase in interest rate of 0.2%
  • Early repayment charges of 5% until 31/10/2014, 4% until 31/10/2015 and 3% until 31/10/2016

EXCLUSIVE PRODUCT- 3.39%

3.39% Bank of England Base Rate (currently 0.5%) plus 2.89% until 31/10/2013 (with a 2.89% collar) then reverting to 4.44% until 31/10/2016

  • The overall cost for comparison is 5.3% APR or 5.5% (Offset)
  • Available up to 85% Loan to Value
  • Product fee of £1,995 (of which £95 is payable up front as a non-refundable booking fee) or double this for loans between £750,001 and £1m
  • Offset Option is available with an increase in interest rate of 0.2%
  • Early repayment charges of 5% until 31/10/2014, 4% until 31/10/2015 and 3% until 31/10/2016
  • Repayment Only

2 YEAR FIXED RATE  - 2.34%

2.34% fixed until 31/10/2013 then changing to the lenders standard variable rate (currently 5.99%) for the remainder of the term

  • The overall cost for comparison is 5.6% APR
  • Available up to 75% Loan to Value
  • Arrangement fee of £1,995 of which £95 is payable up front as a non-refundable booking fee
  • Early repayment charges of 3% until 31/10/2013

2 YEAR FLOATING RATE  - 1.90%

1.90% (1.60 Discount from SVR until 30/11/2013) then changing to lenders standard variable rate (currently 3.50%) for the remainder of the term

  • The overall cost for comparison is 3.4% APR
  • Available up to 60% Loan to Value
  • Arrangement fee of £1,945 of which £195 is payable up front as a non-refundable booking fee
  • Early repayment charges of 1% until 30/11/2013
  • Refund of basic valuation costs on completion

BUY TO LET FLOATING RATE - 3.19%

3.19% (Base + 2.69% for 2 years) then changing to Bank of England Base Rate + 4.50% (currently 5.00%) for the remainder of the term

The overall cost for comparison is 4.9% APR
Available up to 60% Loan to Value
Arrangement fee of £2,539 of which £89 is payable up front as a non-refundable booking fee
Free valuation and free legal work for remortgages
Early repayment charges of 2% in the first year and 1% in the second year


BUY TO LET FIXED RATE - 3.65%

3.65% fixed until 01/12/2013 then changing to lenders standard variable rate (currently 4.79%) for the remainder of the term

  • The overall cost for comparison is 4.8% APR
  • Available up to 70% Loan to Value
  • Arrangement fee of £2,495
  • Early repayment charges of 2.5% until 01/12/2013
  • Maximum loan £1,000,000


To discuss your property finance needs, please talk to your local Hamptons branch or fill in the enquiry form here.

 The rates of interest available for selection (above) are for indicative purposes only and were available at the time of publishing on this website. Please note the reviewable nature of such rates and the fact that information contained herein is generic and does not constitute advice. Independent advice, which is specific to your circumstances, should be sought before making any decisions.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Our typical fee for arranging a mortgage is 1.5% of the loan amount but the exact fee will depend on your circumstances.